What are the penalties of using a mobile phone whilst driving in the UK?
It’s important to understand that when it comes to using a mobile phone whilst driving, the law applies to physically touching your phone whilst the vehicle’s engine is running. This includes being stopped at traffic lights as well as when moving. It also applies to other handheld devices as well ...
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What is an insurance excess?
An excess is a set sum of money that you agree to pay in the event of an insurance claim. This is paid towards the cost of any claim that you make. It is also payable for every claim that you make. If you were unlucky enough to have your ...
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What are the costs of vehicle tax in the UK?
Vehicle tax or car tax in the UK is something that is easy to get confused about, especially with the changes that have recently taken place. The Tax Bands The 13 different tax bands that vehicles fall into in the UK that are based on the CO2 emissions of the ...
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What is the difference between Business Car Insurance and Company Car Insurance?
As there is no difference between a business car and a company car, there is therefore no difference between Business Car Insurance and Company Car Insurance. To be classed as a business car, a vehicle must be company-owned or owned by a company director. A car which is privately-owned by an employee but is ...
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What is Land Liability Insurance?
Land Liability Insurance provides legal protection in the event that a member of the public suffers an injury or damage to their property while on your land. Land Liability Insurance is a precaution worth taking for landowners as it is a little-known fact that it’s not only invited guests who can ...
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