What are the penalties of using a mobile phone whilst driving in the UK?
It’s important to understand that when it comes to using a mobile phone whilst driving, the law applies to physically touching your phone whilst the vehicle’s engine is running. This includes being stopped at traffic lights as well as when moving. It also applies to other handheld devices as well ...
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I use my car for work; do I need to insure it for business use?
Driving your car to work is covered by a commuting clause in your insurance policy. If you drive your vehicle to and from work but are only insured for social and domestic pleasure, then you aren’t insured to drive to and from work. Equally when you drive your car around ...
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How do I work out my car’s value?
Knowing how much your car is worth is important when it comes to getting an accurate quote on your insurance, when you need to know how much your car is worth following an accident, or to make sure you are getting your money’s worth when it comes to selling your ...
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What is an insurance excess?
An excess is a set sum of money that you agree to pay in the event of an insurance claim. This is paid towards the cost of any claim that you make. It is also payable for every claim that you make. If you were unlucky enough to have your ...
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Electric cars – How do electric cars work?
Electric cars are a mystery to most of us, vehicles that run without needing petrol or diesel to power them in some form does sound an awful lot like witchcraft. All the press attention isn’t making it any easier to figure out what exactly it is that makes these cars ...
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