What age restrictions are there on fleet insurance?
Strictly speaking, there are no age restrictions on fleet insurance – but there are conditions. Most insurers operate on an Any Driver Over 21 or Any Driver Over 25 basis – but this does not mean younger drivers cannot access fleet insurance. If you are a business owner with a ...
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If I have sole access to a company car, who is responsible for insuring it?
Even if you are the only person who has access to a company car, it is your employer’s responsibility to insure the vehicle, not yours. Whoever owns the vehicle is responsible for insuring it, so if a car is company owned, the company must organise insurance cover. If you are ...
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Does the type of tenant I rent my property to affect the price of my residential let insurance?
The simple answer, unfortunately, is yes. Rightly or wrongly, insurers and underwriters tend to view DSS, asylum seeker and student tenants as a greater risk. While professional, working people are perceived by insurers and underwriters to be more morally sound and therefore more likely to look after the property they ...
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What is Liability Insurance?
Liability Insurance provides you with protection against the risk of claims and lawsuits. There are two main classes of liability insurance – Employers’ Liability Insurance and Public Liability Insurance. If you are a business owner, it is strongly recommended that you take out an appropriate liability insurance policy in order ...
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How many vehicles do I need for a fleet policy?
At Well Dunn Insurance, we can provide fleet policies for as little as two vehicles. We can also provide fleet insurance for any driver over 21, where many insurers will require drivers to be over 25. The main stipulation of a fleet policy is that the vehicles must be registered ...
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